Thread has been deleted
Last comment
Inheriting £340,000
 | 
Faroe Islands luciid^ 
Family member recently passed, I'm inheriting £340,000 ($440,000). I am only 17 soon turning 18, I don't know what to do with this money. I don't want to invest it because of Brexit and I don't want to spend it because I don't need to yet. I would appreciate some advice.
2019-04-25 17:29
yes
2019-04-25 17:30
#224
 | 
Netherlands Removed 
WARNING! Most people in this thread are bored 16 yo's pretending they know things about investing while they're waiting between MM matches. Most of the advice in this thread is only good for it's entertainment value.
2019-04-25 20:13
#304
 | 
Turkey Mustafa- 
INVEST x1000 DRAGON LORE EZ MONEY THANK ME LATER
2019-04-25 20:49
#408
 | 
Denmark jkaemmeister 
WARNING! Most people in this thread are bored 16 yo's pretending they know things about investing while they're waiting between MM matches. Most of the advice in this thread is only good for it's entertainment value.
2019-04-26 06:31
Said by the superior 17 year old
2019-04-29 15:31
#489
NiKo | 
United Kingdom lr1015 
haha nigeria giving better financial advice?
2019-04-26 19:31
#495
 | 
Netherlands Removed 
I just picked it because I've never seen this flag before on hltv
2019-04-26 19:52
You are truly unique my friend. I've never seen it either yet you'd think it would be popular. Considering the meme's which are possible.
2019-04-28 02:26
#491
ZywOo | 
Europe vacban 
+1. Also nice username Because of this comment you are now a tier 1 user of the half-life TV forums, congratulations!
2019-04-26 19:32
HL TV = Half-Life TV ? I was dont know this details men, looks like i am a tier 10 user
2019-04-27 23:48
#535
ZywOo | 
Europe vacban 
Yes hltv comes from Half-Life television forums :)
2019-04-28 01:00
Try a passive invest approach called "buy and hold". It is investing in global ETFs. I fyou feel shaky you can always spread the risk by investing a certain percentage in low risk assets like AAA- bonds for a maximum of 3 years. This strategy will double yourmoney in about 10y. Buying a rent at this age would be too early i guess. For example try out justetf.com Plus avoid consultants from your banks etc. They will mislead you from the optimal path as they will exploit yourinexperience.
2019-04-25 20:57
If you dont need to spend it the smartest thing to do would be to talk to a financial adviser about how to put no less than 80% of that money making more money, via savings, investments etc. If you do it alone you can lose it. It's better to pay someone that knows what hes doing that way everyone makes money. Also although a nice amount its not a life changing amount specially since you're 18? you've got a long time to go.
2019-04-25 21:04
why taking pressure to invest just donate all money.it can help someone
2019-04-25 21:51
Obviously it's a life changer? He never actually does have to stay on rent, that itself is a life changer.. It's not a amount that will set you for life, but it surely will open you a lot of options. Choose well and it's life set, but money isn't everything so don't stress it too much. No hurry really imho, obviously the sooner it's put to proper use the better but the weight is on the word proper.
2019-04-26 00:50
u can always buy me a new pc
2019-04-25 17:31
+1
2019-04-25 18:13
me too! do a donation to a 3rd world country buy me a pc pmsg me to more details
2019-04-25 22:06
#471
 | 
United Kingdom jellywank 
me too i live in third world country after brexit please donate me pc
2019-04-26 19:21
First of all, sorry for your loss. The best advice I can give you is to buy yourself an apartment and a car.
2019-04-25 17:31
-1 car worst investment
2019-04-25 17:32
#121
 | 
United Kingdom alcaz4r_ 
+1
2019-04-25 18:18
+1
2019-04-25 19:28
#189
ZywOo | 
Denmark rjdp 
Stop looking at cars as an investment. Chances of its value increasing to so slim if it isn't some sort of rare and/or exotic. It would make sense to choose a car that would depreciate the least BMW over Jaguar for example, and oh, never buy brand new cars.
2019-04-25 19:37
Brand new car buyer here. Feels good man
2019-04-25 21:31
Brand new car buyer here. feels good driving, feels bad paying. ;)
2019-04-25 22:03
#423
ZywOo | 
Denmark rjdp 
No doubt ahah I fully understand the aspect of buying a car brand new. It just doesn't make financially sense if you aren't looking for something ultra specific and have the money, at which point, do what you please with it.
2019-04-26 18:49
+1
2019-04-25 19:53
#233
 | 
United States ImFat 
+1
2019-04-25 20:12
#258
 | 
Russia ez4baitkatka 
+1
2019-04-25 20:25
+1
2019-04-25 20:39
#324
hyde | 
United Kingdom 0outof8 
+1
2019-04-25 21:06
#336
 | 
Germany wh1teey 
yes because cars are normally bought as an investment but as an consumption object
2019-04-25 21:22
wtf not true, car is a good investiment if you want to rush b i.imgur.com/9DIwzz8.jpg
2019-04-26 01:17
lol
2019-04-26 19:31
Yeah, the steering wheel of car in D2 b site is broken after astralis took driver seat for too long.
2019-04-27 06:43
#470
 | 
Russia wassupgee 
there are cars that don't depreciate
2019-04-26 19:19
+1
2019-04-27 03:44
damn you must be very poor
2019-04-25 17:36
#161
 | 
Lithuania arres 
yeah... because everyone at age 17 has nice apartment with no mortgage on it and a nice reliable car.
2019-04-25 19:13
you completely missed my point
2019-04-25 19:14
#163
 | 
Lithuania arres 
so explain it
2019-04-25 19:14
if your close one dies and you inherit that amount of money, you shouldn't spend it all right away lol
2019-04-25 19:19
If they were renting and he inherited that much money the absolute best thing he could do is to buy his own property where he will live , that is stability , that's freedom , that's independence wtf are you talking about??? And besides its UK , he can probably get a mono for 80k , best thing to do would be to invest about 20% of it either on a fixed lapse with a bank or the stock market but if he's 17 and moaning , hes probably gonna fuck that up so better just save it and sit on it @ home.
2019-04-25 19:23
good point with the age, forgot hes a kid
2019-04-25 19:25
#35
 | 
Brazil Collee 
car XDDD
2019-04-25 17:37
+1 on the apartment but a car isn't that useful to an 18 year old
2019-04-25 17:41
Why would a car not be useful to a 18y old? Whether or not you need a car depends on where you live not on your age.
2019-04-27 04:05
no point in buying an expensive car as an 18yr old....
2019-04-25 17:47
#83
Sweden ZAE^ 
who said expensive?
2019-04-25 17:52
implied the guy just inherited 440k and is only 18, he might go and buy an expensive car (that's what i would have done at 18)
2019-04-25 17:57
#428
 | 
Other kaiske 
all cars are expensive
2019-04-26 18:56
Lol no
2019-04-27 01:58
#499
 | 
Other kaiske 
yes, then you add petrol and insurance etc its extremely expensive with no return
2019-04-27 02:36
Insurance is like 30euro its nothing
2019-04-27 03:25
#501
 | 
Other kaiske 
thats not nothing
2019-04-27 03:26
Sure as hell aint much
2019-04-27 03:36
#504
 | 
Other kaiske 
if you add it to petrol, maintenance, base cost, recurring cost that could be grown in investments
2019-04-27 03:39
A car is not a direct investment in terms of money, however it’s an investment in life quality and having a car makes your life easier, getting a job etc.
2019-04-27 03:41
#519
 | 
Other kaiske 
it is completely useless, take bus or ride a bike. only a car investment in is your fat.
2019-04-27 19:45
not always viable if you live outside of cities, work can sometimes be several miles away
2019-04-27 21:05
WHO Said invest? You buy a car IF you need to go to places for example your job Are u stupid or something?
2019-04-27 04:47
#88
Nero | 
China Aachen 
"an apartment and a car" ??????
2019-04-25 17:54
apartment is a very wise long term investment a car is not
2019-04-25 17:57
#99
Nero | 
China Aachen 
Where did he say expensive car
2019-04-25 18:01
idk why are these guys flaming me, i just said a car that he can use everyday because car is a must-have. And if you have that money, buy yourself a solid new car that will last for 6-7+ years without having to fix or change it.
2019-04-25 18:04
A car is not at "must have" and is mostly a bad investment, not giving u shit at all just saying that a car that young is probably that good of an idea.
2019-04-25 19:57
He literally said he doesn't wanna invest
2019-04-25 21:09
well a car is basically a waste of money when ur young...
2019-04-27 23:46
car is very useful. He actually said he doesn't want to invest
2019-04-28 01:19
not really...
2019-04-29 08:45
#308
 | 
Germany baiterhater 
And there is the mistake. "Buy yourself a solid NEW car.." Everyone who buys a NEW car basically throws away cash.
2019-04-25 20:53
#134
 | 
Denmark how_much_ 
OMEGALUL
2019-04-25 18:28
Save it in your bank and collect interest. Don't touch it until you know what you want to do with your life.
2019-04-25 17:31
#9
 | 
Faroe Islands luciid^ 
£ will drop when Brexit comes..
2019-04-25 17:32
Change to Dollars, it will rise up once Trump loses in 2020
2019-04-25 17:32
What opposition does trump have?
2019-04-25 17:43
#108
 | 
Finland Faifainei 
the grandpas of sanders and some random 86 year old i believe?
2019-04-25 18:06
kanye west
2019-04-25 20:02
He changed it to 2024
2019-04-25 20:28
oh then ez 4 more years
2019-04-25 20:31
that wont happen in 2020 lul
2019-04-25 17:52
The dems have lost their heads and are eating each other trying to get to the top. Doubt they will be able to consolidate by then. We'll see.
2019-04-25 17:57
God Biden is ready to destroy Trump
2019-04-25 17:59
#125
 | 
United Kingdom alcaz4r_ 
you mean creepy uncle joe? not likely
2019-04-25 18:19
#221
 | 
Canada Squidward2K 
did you see his new campaign ad l m a o
2019-04-25 20:05
trump has no real pretendent to the office
2019-04-25 18:55
lol
2019-04-25 19:00
Am I right?
2019-04-25 19:02
idk much about economies but this will trigger a bunch of people
2019-04-25 19:07
Spaniard leftist podemos fan i assume?
2019-04-25 19:24
0/8
2019-04-25 20:42
Short £ with it then
2019-04-25 17:33
#20
 | 
Germany Bier 
Put it in a safe fond. But no native one
2019-04-25 17:33
#21
 | 
Russia cuba_libre10 
transfer to dollars > easy $ (literally)
2019-04-25 17:33
It's quite complicated but that's not exactly how saving that amount of money works. You could be gaining an extra 11000 dollars every year by just letting it sit in a savings account and you'll also get interest on your interest. There's no taxes on this interest or on the compounded interest either. By the time you're 25 or so, that money could very well be doubled. It will snowball, so don't touch it. Finish your education, get a job and just leave it there.
2019-04-25 17:42
he will not get that interest from saving account for sure, but +1 with not touching the money now and finishing education
2019-04-25 17:49
that is dumb because inflation is greater than interest rate so the value of the money will be lower than the value of the money when u started u should invest in a house cause on average the value doubles every 10-15 years u probably could get a good house in south england for like 300k
2019-04-25 19:03
#160
 | 
Denmark Weylyn2 
One word: Inflation
2019-04-25 19:13
you should definitely invest this money somehow, do not spend it (since you didn't earn it, it is easy to switch on rich mode and run out of money quickly). my advise is to wait with liquid money(no need to keep pounds if you are afraid of brexit) till next recession (coming soon) and then invest it (maybe hire someone to help you with it) or just buy property (during recession ofc)
2019-04-25 17:47
#73
 | 
Malta REKT4ngle 
invest it in property and your education. Invest in somewhere where the property prices are on the increase, consider also other countries
2019-04-25 17:48
if you want a safe currency I can recommend the swiss franc!
2019-04-25 17:53
#111
 | 
World spaaace 
what do you mean the £ will drop? a) nobody knows what will happen with brexit b) the £ may only drop against the euro or $, that has little bearing on you. the amount of £ you have in the bank remains the same it is not like over night every person in the UK becomes poorer.
2019-04-25 18:09
#117
 | 
Slovakia ypsylonnn 
the amount of £ you have in the bank remains the same Inflation?
2019-04-25 18:16
you get less $ (and therefore most other stuff) for the same amount of £
2019-04-25 19:19
#216
 | 
World spaaace 
can you explain why that is important to somebody living in the UK?
2019-04-25 20:00
1. imports 2. globally traded commodites like gold 3. british companies need to spend more gbp for imported resources -> increased production cost -> higher prices -> money worth less aka inflation 4. if he wants to move 5. "absolute" value of his stuff shrinks you can look at what happened to the turkish lira last year as a good example (it's most likely not going to be as extreme but same phenomenon)
2019-04-25 20:11
No it won't. Maybe a little just like the dollar when Trump won, cause people thought disaster was upon them. But the opposite happened. The US economy is incredibly strong due to Trump. The Pound Sterling will soon rise once the benefits of Brexit are applied to the economy.
2019-04-25 22:07
worst place to inviest your money is in a bank, u barely earn any interest
2019-04-25 17:37
U dont literally let it sit, u use a cd or something similar and u let it sit for 1,5,10 year ect and get 2-5% interest compound or anually. Stuff like that
2019-04-25 17:50
highest i've found for usd was 3% which takes over 23 years to double even without inflation, so you're not going to get rich with it. Only good short term but he needs to figure out how to invest more actively (stocks, real estate) long term
2019-04-25 20:18
He said he didn't want to invest it. only good way by not investing imo
2019-04-26 05:55
look into IRA's or talk to financial planners/advisors
2019-04-25 17:38
you dont know anything about money.
2019-04-25 17:40
I do, but that's not my MO here. I think it's important to not overwhelm the kid with a bunch of information or investment options, it's too sudden. The best thing he can do right now is prioritize saving it and then slowly figure out what to do with it.
2019-04-25 17:55
He can contact an investment bank and have them invest for them. With 340k you can get some decent banks to do a good job for you.
2019-04-25 17:56
He's also at risk of being ripped off, he's young and therefore more impulsive. That's why I'm urging him to just hold onto it.
2019-04-25 18:03
no respectable investment bank will rip him off. Up to him to find which ones the respectable ones are. I've got some $$$ in an investment bank as well and that has grown roughly 20% since I put it in 2 years ago.
2019-04-25 18:13
Do you know where did they invest your money?
2019-04-25 20:43
Yes, also its dynamic so they are constantly selling and buying to make the value go up. I dont have to do anything except for choose my risk profile. I'm on a very high risk now (maximum allowed for my budget and age)
2019-04-25 21:02
What was your initial investment?
2019-04-25 21:09
Would rather not disclose but it's a very decent amount.
2019-04-25 21:13
that is dumb because inflation is greater than interest rate so the value of the money will be lower than the value of the money when u started u should invest in a house cause on average the value doubles every 10-15 years u probably could get a good house in south england for like 300k
2019-04-25 19:02
Show me a bank that pays interest over the amount of inflation? Back in the days when banks were required to have the money they loaned out, they had to pay interest to get the money. Now they can just throw out almost 0% loans that come from nowhere.
2019-04-25 19:00
buy skins
2019-04-25 17:31
#6
sergej | 
Finland SvK0 
Well turn it into € as fast as possible since £ is losing its value
2019-04-25 17:31
#7
 | 
Ukraine ENCEphalitis 
cya my criminal band is near your house
2019-04-25 17:31
#16
 | 
Russia cuba_libre10 
expected from BANDeras
2019-04-25 17:33
#19
 | 
Ukraine ENCEphalitis 
expected from medvedev's toilet cleaner
2019-04-25 17:33
#8
sergej | 
Finland Rontti 
Put them on saving account and when you want to get own house, buy it with your money that you are inheriting
2019-04-25 17:31
Not smart for him. He SHOULD be investing that kind of money.
2019-04-25 17:40
#53
sergej | 
Finland Rontti 
so you should invest them to something while you're teenager?
2019-04-25 17:42
Of course. The best day to start investing is yesterday. The earlier you invest the greater the returns. He'll be reaping the benefits for the rest of his life.
2019-04-25 17:45
Don't spend it. Research a lot and educate yourself while you mature until you learn what to do with it...
2019-04-25 17:32
Put all in bitcoin
2019-04-25 17:32
#45
 | 
Poland dailyy 
dogecoins better tbh
2019-04-25 17:40
#109
 | 
Liechtenstein yppiL 
baldcoin*
2019-04-25 18:07
yppiLcoin*
2019-04-26 01:32
#13
autist | 
Spain Holiwis 
Turn it into $
2019-04-25 17:32
+1 good thinking like a jew
2019-04-25 17:33
Bad advice. Gold would be better right now.
2019-04-25 20:43
call financial advisor at a trustworthy bank and have a nice long chat
2019-04-25 17:33
don't listen to this guy, he's a beta
2019-04-25 17:48
Only use financial advisors if they invest themselves. And if they are successful investors, they probably wouldn't be working as an advisor.
2019-04-25 18:27
i was don't know this details
2019-04-25 18:57
+1 rather listen to poor dogs on hltv
2019-04-25 19:39
Move to the USA, invest in real estate. Buy a few rental properties, and you can make $2000 a month of passive income for the rest of your life.
2019-04-25 17:33
where in the usa do you find houses that are so cheap to buy and so expensive to rent
2019-04-25 18:16
Idk, I believe Texas has a very cheap market. The general rule of thumb, is 1% monthly rent so long as the house is under $150k So a 100,000 dollar house would rent for about 1,000 dollars per month. Of course you have to account for vacancies and expenses as well.
2019-04-25 18:19
+1 real estate is so fuckin reliable
2019-04-25 18:58
#230
 | 
Netherlands Removed 
Who on earth would anyone pay 1k per month for a 100.000$ house this makes absolutely no sense
2019-04-25 20:11
+1
2019-04-25 20:30
The average American working a 9-5
2019-04-25 20:59
#367
 | 
Netherlands Removed 
You have absolutely no idea what you're talking about Either that or there's something REALLY weird about the american housing market. Considering the median US salary is around 56k per year. You're really telling me that guy can't get a 100k mortgage from the bank? 1k a month going to that mortgage instead of rent means that loan is paid off in around 8,5 years with interest . That's a very small time for a mortgage.
2019-04-25 23:42
I'm not sure I understand what you are asking. Normally people only rent if they can't qualify for a mortgage or if they don't plan to stay in the house for very long. Keep in mind that 80% of Americans are in debt, so qualifying for a mortgage isn't something everyone can do. Lets do a little math. A property costs $100,000. I am going to buy this property with a 30 year mortgage. Ignoring interest and fees, that will cost me about $275 per month. Property taxes will be $125 per month. That is $400 a month in expenses. Now that property will rent for $1000. A rule of thumb is to take 50% of your rent, and put it away for repairs, vacancies, and unexpected expenses. So $500. Now I am spending $900 per month for this house, and renting it for $1000. So I am making $100 per month. In the real world you will have to account for many other things, like property management and tax write offs, but we are keeping it simple. So basically, renting is a HUGE ripoff, but people have to live somewhere, so they make due. Some people are also afraid of debt, so they prefer to rent.
2019-04-26 01:00
#415
 | 
Netherlands Removed 
That makes absolutely no sense. Assuming the average american makes 54k before taxes and according to this they take home around 45k smartasset.com/taxes/income-taxes#OkvILO.. Why on earth would you not live with your parents for like 2,5 more years and just buy the house straight up. Paying 1k in rent for a 100.000$ house is absolutely insane I don't know anyone who would do that. If you're genuinely telling me that Americans will pay 1k a month for a 100.000$ house then I finally understand why so many are in debt. And again, this is all assuming the person is single
2019-04-26 11:44
#23
 | 
Croatia feelsbadmane 
Invest in esport team
2019-04-25 17:33
ye good idea invest in something that hasn't brought in any returns for 99.9% of the organizations
2019-04-25 19:57
#226
 | 
Croatia feelsbadmane 
0/8 esport teams richest teams
2019-04-25 20:09
It's general knowledge to anyone involved or interested in Esports. Esports organisations are currently funded majorly by funding rounds and aren't running on profit but rather on them expecting to make profit later down the line.
2019-04-25 20:18
says who
2019-04-27 05:07
Buy CS:GO skins.
2019-04-25 17:34
#29
 | 
United States [BluE] 
all of them yes
2019-04-25 17:35
buy real estate and rent it.
2019-04-25 17:34
#70
 | 
Germany Payynnkilla 
+1
2019-04-25 17:47
#26
 | 
Sweden flippig 
save most of it but have fun to i would go for some nice trips
2019-04-25 17:34
+1
2019-04-26 19:12
#27
 | 
Italy CESPU 
please dont waste them in stupid hype shit.. think twice
2019-04-25 17:34
#28
 | 
United States [BluE] 
Uhh- don't spend it. Good choice, and if possible, I would transfer it to another currency, like the euro or usd, seeing as the GBP is potentially very unstable. You don't want to lose value.
2019-04-25 17:34
USD is a very good choice since Trump is gonna lose in 2020 and it will rise
2019-04-25 17:37
#50
 | 
United States TeasinTrio 
you dont realize how great of a president trump is
2019-04-25 17:42
#65
 | 
United States florida_man 
Trump is pretty much guaranteed re-election so nt
2019-04-25 17:46
#96
 | 
United States [BluE] 
I think the sheer shit show the last 3 years has been (whether it's his fault or not) is enough to assure he won't be re-elected. it kind of feels like the world has been falling apart for the past couple of years. Between the migrant crisis, China's Orwellian social policies, Indian-Pakistan conflicts being reignited, Russian aggression, Brexit, the 2016 election, and Venezuela, sometimes it feels like the bombs are the only way out.
2019-04-25 18:01
#100
 | 
United States florida_man 
I agree the world is turning to shit. I disagree that Trump won't be re-elected. He has so much support that no Democrat could defeat him.
2019-04-25 18:01
#106
 | 
United States [BluE] 
I don't know if I have a weird selection bias, but from what I've heard, and seen, most people either have a negative opinion of him, or are just plain tired of the controversy. I think because of that, most people will vote for a safe (democrat or republican idrk) candidate, so that they don't have to listen to the news talking about collusion & corruption 24/7
2019-04-25 18:05
#170
 | 
United States florida_man 
Imagine being tired of what the biased media says and letting that impact who you vote for (everything reported on CNN is either completely false or falsified) bruh the collusion is false and the "controversies" is bullshit from the media to further their political agenda and influence the public.
2019-04-25 19:23
#196
ZywOo | 
Denmark rjdp 
The thread's troll has been spotted
2019-04-25 19:42
only the debates coming soon can determine things. Dems can actually still win this if they don’t decide to put up another hillary.
2019-04-25 19:43
#406
REZ | 
Sweden jackir 
you have obviously paid no attention to the last 3 years, bernie sanders will win
2019-04-26 06:22
#547
 | 
United States florida_man 
You're talking out of your ass. If you lived in America you would know that Trump has a very high chance of getting re-elected (~97%)
2019-04-29 15:20
#550
REZ | 
Sweden jackir 
AHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA you're insane
2019-05-03 00:39
To be fair, the EUR could also be very volatile in time due to Brexit.
2019-04-25 19:46
#30
 | 
Romania Anonym20 
i would buy myself a flat and rest in bank or invest in something
2019-04-25 17:35
#33
 | 
Brazil Collee 
Open a live betting website Create a $15k weekly online CS:GO tournament sponsored by your website Add a few players/managers from tier 4+ teams on Steam The rest should be easy
2019-04-25 17:37
LMAO this works very well I agree
2019-04-25 19:59
#34
Sosa | 
Europe wtfmen)) 
House
2019-04-25 17:37
#39
Sosa | 
Europe wtfmen)) 
Or all in astralis
2019-04-25 17:38
+1 bet on astralis = ez money
2019-04-25 17:49
#394
 | 
Germany t1meey 
how you gonna explain this to your famiy
2019-04-26 01:22
just neck yourself no need to explain
2019-04-26 01:25
#36
 | 
Germany zeolikk 
Save them. I also inherited money when family members passed. Use it when you're studying or something. You can buy a house or a flat and live off of your heritage instead of living off of student loans.
2019-04-25 17:37
buy a house, rent it, save the rest
2019-04-25 17:38
#41
 | 
Brazil LuizMoreno 
This is worst site to seek advice, just do your own research
2019-04-25 17:39
hes just gathering ideas i guess. not actually seeking for ADVISE. ;) bec. yes, this would be the worst site to search for advise. xD
2019-04-25 22:01
"I don't want to invest it because of Brexit" Why? That doesn't make any sense, will only be affected if you invest in UK companies. Put your investments in dollars or euros and you're fine.
2019-04-25 17:39
#68
 | 
Germany Payynnkilla 
+1
2019-04-25 17:47
#43
s1mple | 
Germany NatsuS 
50k in Google stock 50k in Coca Cola stock 50k in nestle stock
2019-04-25 17:40
LOL @ coca cola stock One of the worst ones to invest in for the future. Also google is not as good a stock as it used to be
2019-04-25 17:41
#56
s1mple | 
Germany NatsuS 
Cola owns the market. Cola sells always. But you do split up the investments cuz it gives fewer risks and higher possible reward.
2019-04-25 17:43
When people say "diversify your portfolio" they're not talking about 3 stocks LOL Especially not Coca Cola, which is projected to be slowing down hardcore. Google is also slowing down on growth unless they can beat Facebook and Amazon in the upcoming VR war, which they are NOT winning as we speak. Remember stocks are pretty much predictions of the future. Google is already starting to slow down on growth and people will start selling.
2019-04-25 17:47
#407
REZ | 
Sweden jackir 
vr is overrated
2019-04-26 06:23
See you in 10 years buddy. Also we're talking VR/AR/XR, not just the pure VR
2019-04-26 10:14
XR ?
2019-04-27 23:06
#419
s1mple | 
Germany NatsuS 
Google don't need to grow. The system works for them. They are at a point when even the article 13 stuff is good for them. No other IT company has reach this level. Facebook has only one thing and when people don't like it etc they go to another... Coca Cola will always make money it will also sell at economic crises in some countries it is cheaper than clear water. Nestlé is a shit company when you have morality conflicts but they own so many products you don't even know. And if they buy someday Ferrero the money will flow.
2019-04-26 13:44
Sorry but that's not how the stock works. Google does need to continue growing since the stock price is in part a prediction of how many years of growth are left. The moment it shows that it slows down, Google stock will plummet, and it will plummet fast and hard since the prediction at the moment is too many years into the future. Coca Cola is also an unstable stock for the future. It's funny how you listed 2 of the worst big stocks to buy. Good luck losing your money in the next 10 years. xoxo
2019-04-26 14:02
Investing in stocks in 2019 OMEGALUL
2019-04-25 17:47
#169
s1mple | 
Germany NatsuS 
Not in trash stocks. We talk about the biggest companies.
2019-04-25 19:23
You mean all the overvalued stocks which are currently at their ATHs?
2019-04-26 19:26
Invest in house/apartment , that will be always a good idea. Sorry for your loss.
2019-04-25 17:41
#52
 | 
Brazil FanOfMibr 
Buy a lambo and a rolex + some nice cloths
2019-04-25 17:42
Typical poor person. This is why you stay poor
2019-04-25 17:55
#90
 | 
Brazil FanOfMibr 
im billionaire
2019-04-25 17:55
#203
ZywOo | 
Denmark rjdp 
Poor bastard If you aren't AT LEAST a quadrillionaire, like me, who are you in this world then??
2019-04-25 19:49
#119
 | 
Slovakia ypsylonnn 
BR advises
2019-04-25 18:18
-Fan of Mibr -buy a lambo and rolex lmao why does this thread smell like a zoo now
2019-04-26 19:28
#54
 | 
United States 4PP135 
real estate, when the market goes down.
2019-04-25 17:42
Real estate is by far the best.
2019-04-25 17:45
#63
 | 
United States 4PP135 
long term yes... but the market can be ridiculous some years
2019-04-25 17:45
It might sound impractical but get an Indian citizenship and invest in real estate. You will triple if not quadruple your investment in 5 years
2019-04-25 19:00
#187
 | 
United States 4PP135 
xD, I don't exactly have the money for that, saving up to pay cash for school. I do not believe in using debt for an education, it's kinda expensive in the US
2019-04-25 19:37
I know right ! I'm moving to USA and I'm already freaking out .
2019-04-26 03:53
#416
 | 
United States 4PP135 
Best advice I can give you is DO NOT go into debt, for any reason, especially when you move here. It's a hard and long road to build up enough wealth to feel comfortable, but it's impossible to build wealth if you have fucking payments coming out of your damn ears. I'm glad I never went down the path many of my graduating class did, I'll be able to go to school completely debt free, at least for the first 2 years, and by that point I should be able to qualify for some scholarships.
2019-04-26 13:35
Just keep it until you know what to do. my condolences for your loss btw
2019-04-25 17:42
#58
 | 
United States FlagMaster 
Use it wisely.
2019-04-25 17:43
#59
 | 
Poland dailyy 
worst forum u can ask thing like that for, sorry for your loss btw
2019-04-25 17:43
#62
 | 
United States florida_man 
Buy a flat and buy a cheap car less than 3 grand
2019-04-25 17:45
#72
 | 
India otgps 
Become a slum lord in some 3rd world growing economy. This money can buy you like 100 small houses in some 3rd world. Rent growth and fixed property.
2019-04-25 17:48
#74
hardstyle | 
Spain rmkx 
Buy a nice house/apartment in a nice place and rent it, or just invest in good companies. If you don't know where to invest it, you can always put it in a savings account and gain some money off the interests.
2019-04-25 17:49
#78
 | 
Spain Minixx77 
Interests in 2019 OMEGALUL
2019-04-25 17:50
#76
 | 
Spain Minixx77 
Invest it and never work again
2019-04-25 17:49
U can cash out some of my mortgage
2019-04-25 17:52
#82
 | 
Poland GumiPr0 
if ur scared to invest deposit it in a bank in a different country in a currency that wont just randomly drop (my recommendation is US dollar)
2019-04-25 17:52
#85
 | 
Uruguay zero`SAMA 
Buy some small houses or apartments and live off rents and some job you like
2019-04-25 17:53
oh and one more thing:Dont listen to idiots on HLTV LOL!
2019-04-25 17:53
invest in property
2019-04-25 17:54
#97
 | 
United States yuk0n 
Invest it all into gold bars and bury them until you need it
2019-04-25 17:59
+1.
2019-04-25 20:44
buy csgo skins with all of it and then coinflip.
2019-04-25 18:03
#104
s1mple | 
Finland Joyyy 
Invest 100k on an apartment and keep it on rent -> monthly income Invest another 100k on an apartment and live in it yourself -> own house Invest 50k on stock -> more income -> buy more apartments and rent them Not exactly like that ofc but with some proper guidance you could basically ALMOST live off of that for the rest of your life.
2019-04-25 18:04
#110
autist | 
Germany rayN^ 
100k for an apartment, maybe in the deep woods in finland ayy
2019-04-25 18:07
#124
s1mple | 
Sweden ViKz 
in which european country can you live of 350k£ lol a whole life
2019-04-25 18:20
#138
s1mple | 
Finland Joyyy 
> "with some proper guidance you could basically ALMOST live off of that" > declaring that OP could do it pick one
2019-04-25 18:53
#146
s1mple | 
Sweden ViKz 
well, then 10$ would be enough, "with some proper guidance [...]"
2019-04-25 18:59
well he's not that wrong. it's a decent start at least, don't you think?
2019-04-25 20:12
invest in me i return them double after 2 years men
2019-04-25 18:04
Sorry for your loss bro,buy yourself a house,rest of the money try to invest in some business.
2019-04-25 18:11
spend all on booze, hookers and gambling
2019-04-25 18:15
Wait for next recession, experts say it will be within the next couple of years. invest in global or US index fund. Dont tell people you know you have a lot of money. Dont waist it on stupid shit.
2019-04-25 18:17
#120
s1mple | 
Sweden ViKz 
real estate, metal, entreprenourship, stocks, transfer them outside UK. There´s lots you can do. And sorry about the loss (rip)
2019-04-25 18:18
Use them on recreational substances and low self-esteem girls that rents on an hourly basis.
2019-04-25 18:19
save them for later in your life, or when you really need them most. Or use them to buy a apartment or house, dunno the marked price in brexit, but i will do that.
2019-04-25 18:22
donate all money to cancer research
2019-04-25 18:22
i hope i will be worth more than $400.000 when i die lol
2019-04-25 18:23
Buy me a gaming pc please
2019-04-26 03:55
Invest money to crypto money like Bitcoin , XRP, it will raise until 2020.
2019-04-25 18:23
BUY SKINS
2019-04-25 18:24
Wait for next major and buy pass, easiest mil ever
2019-04-25 18:27
#133
 | 
Sweden Akoulad 
FOr studies of course! but dont spend it all, and rest put it away and use it whenever you really need it
2019-04-25 18:31
Remember, savers are losers Because of inflation
2019-04-25 18:30
+1
2019-04-25 19:52
buy 2 houses and give for Agency to rent them... in month you have £1200+ and any time you could sold them .
2019-04-25 18:30
#186
 | 
China FazeIsNoob 
+1
2019-04-25 19:35
buy dlores and howls for all the money mens)))))
2019-04-25 18:31
all in green
2019-04-25 18:56
buying an apartament and renting it would be the best option to save some cash
2019-04-25 18:56
bitches, go for bitches or spend some big cash in go go clubs
2019-04-25 18:58
#150
 | 
Finland MeeTaZ 
Buy a nice house that u can maintain.
2019-04-25 19:01
uk house prices are increasing fast i suggest you buy an apartment or house with the money
2019-04-25 19:01
they're overvalued, good way to lose his money especially if he mortgages it
2019-04-25 19:51
i would use them for a good education in USA(but i think this variant is only for me) or i would buy a house to rent it out
2019-04-25 19:06
#156
 | 
United Kingdom MainSlayer 
your biggest mistake will be spending this money when you are young. you need to keep it for when you have a family and need to buy a house. at the minute shoes, cars, bikes are nice but the stress of not having money when you have children is not worth it. save it. buy a house now and rent it out. or put it in bank accounts and let the small interest grow it until you need a house.
2019-04-25 19:08
buy a tier 5 cs team
2019-04-25 19:09
Invest most of it, but take a year off to travel. You really only need about 20.000 - 25.000 GBP to travel the world for a year.
2019-04-25 19:09
#159
 | 
Estonia ropz_bestest 
you can somehow make it so every month you get a part of that money like a paycheck, but you wont have to work at all, you can live most of your life with that money
2019-04-25 19:11
Hope you're not seriously asking for that kind of advice on hltv, but in case you are; invest most of that money in stocks (outside UK and avoid most US too) and save the rest for a potentiel market crash, in which case you can get a lot of stocks "on sale". I would personally invest about 10-15% in high risk/high yield assets. PM if you want some inspiration.
2019-04-25 19:23
buy me leg lenght surgery pls cuz everyone on here calls me midget, im actually pretty insecure about it now
2019-04-25 19:25
#215
 | 
Canada top_zozzle 
zyzz was only 2 ft 10 in and he was a goddamn beast. never give up on your dreams
2019-04-25 20:00
true but i think he whore 20 inch shoe lifts
2019-04-25 20:06
#300
 | 
Canada top_zozzle 
i wear 20 foot shoe height enhancers
2019-04-25 20:46
top kek
2019-04-25 21:19
buy cs go cases
2019-04-25 19:25
buy a flat/house and try to invest in smth or buy more flats and rent them
2019-04-25 19:29
#179
 | 
Brazil dox__ 
Buy some nice place and rent it. You'll gain good money consistently.
2019-04-25 19:29
The £ is on the edge of a cliff I advise you to buy silver or gold
2019-04-25 19:33
#185
 | 
China FazeIsNoob 
Buy a flat, and if you need money for college, finish I college. And then have a nice trip anywhere.
2019-04-25 19:34
Interesting question, don't listen to people telling you to buy a car, and don't listen to people telling you to buy a house, in a recession house prices drop too. Buy later when recession hits. That being said, do some of your own research before listening to anyone. Sounds like you have a nice start fund to begin with. If you wish for recommendations on books regarding investment do ask.
2019-04-25 19:39
#193
frozen | 
Slovakia S1W0 
Get your self some skins
2019-04-25 19:39
invest 300k into crypto. Do some research on the coins you want to invest into. Don't trade and just hold for 5 years. You will make millions.
2019-04-25 19:40
Drugs
2019-04-25 19:42
Congratulation and also condolences. Put the money on a bank account and that's it for now. My suggestion is: buy a few books and learn about long term investing (which is rather safe such as ETFs - good start), stock investing etc. Through this money you have the opportunity to have a rather easy life - if you do it right. Any more questions just ask.
2019-04-25 19:44
Buy an apartment if you need one. Talk to a relative or someone trustworthy whose good with money on how to invest the rest. Stay away from expensive cars, high-end electronics and luxury goods if you want your money to last. I would not put a large proportion of that money into stocks right now. Wait for the next recession and then buy stocks.
2019-04-25 19:45
#201
 | 
Finland Faifainei 
Bet all in on BIG winning against Astralis and you will be a millionaire.
2019-04-25 19:48
I hope this doesn't get lost between all the other comments, ask if you have any questions But first you need to realise the power of that money at your age (time is money and you have your entire life in front of you) so understand compund interest as well as fear and greed first, to protect yourself from these emotions and not FOMO. buy us government bonds (1 or 2 years) until the next recession (should be in no more than 3-4 years probably less), this way you're safe from brexit and also earn a decent-ish interest rate (2.5%), should be good enough to combat inflation. In the meanwhile you learn a LOT about banks, how the economy works and all the other background knowledge. After that you look into stocks and how to assess their value and understand value and growth investing. Now the most important part: look into real estate. Buy it cheap when the market is down BUT when there are signs of the economy recovering (easier said than done). It can give you the highest returns and stable income for the rest of your life but you need to know what you're doing. Learn about leverage, cash flow, rating neighborhoods and the other stuff. Another big advantage is that you can borrow roughly 5x your amount (20% down) so you can collect rent from over $2m worth of homes (not saying you should especially not all at once). Home appreciation is also 5x as much if you mortgage it
2019-04-25 19:50
always diversify btw then you're safe and invest in london
2019-04-25 20:00
Except when you diversify you're not really protected, you just offset certain potential losses with other certain potential profits.
2019-04-25 20:12
you're never "really protected", but it lowers risk
2019-04-25 20:23
At the cost of lowering profits...that's what I said.
2019-04-25 20:23
yeah it does, but i really dont want him to lose that money because he has no way of earning it back. He's also unexperienced so if he fucks up one thing he has something else to fall back on
2019-04-25 20:29
So wouldn't a better idea would be to hold onto that money until he gets lessons on finance/other knowledge?
2019-04-25 20:33
of course thats what i stressed in my first comment but you can only gain some experience by actually doing it, he also needs to get a "feel for the markets"
2019-04-25 20:36
Oh no lie. I didn't read your initial comment. I thought you were replying to someone else when I saw reference to diversification. What you said in your first comment I kinda agree apart from the buying bonds for 1-2 years. A recovering market typically takes at most 1 year before you start seeing overall gains again, and you need that money available to you before you can invest it. If I said anything wrong do tell because I'm actually studying this and would like to use any resources/info available.
2019-04-25 20:42
i just randomly wrote my thoughts down so it might be a bit unstructured I learned this stuff randomly over the internet in the last 1-2 years so i also don't have a lot of exprience like i said #284. mainly because i don't have much money saved and i need it for uni (not econ) soon so i'll only start investing after i get a real job in 3-5 years, but i have a few resources. i.warosu.org/data/biz/img/0015/39/147550.. A few books, idk if the link still works, but i'd download the ebooks from libgen because the quality of the books in the link is trash. Recommendations: Rich dad poor dad the intelligent investor the millionaire next door the millionaire fastlane the richest man of babylon How to Win Friends and Influence People tbf I only read some of these books but heard good things about them, Rich dad poor dad and the millionaire next door have been more about getting the right mindset so pretty basic, idk how much you need them, i want to read the millionaire fastlane next because its kinda opposite to the millionaire next door. Another thing is that you need to have a good income to save enough money to invest, so if don't have a good carreer and/or don't want to move to USA/Switzerland (only countries where you can build wealth as an employee with some but only few exceptions), you might start to look into starting your own business, whatever this might be (brick and mortar store might be a solid option actually). I kinda fell in love with real estate because it truly has a lot of advantages, but its viability is really dependant on where you live (idk about uk). Sources: YT-Graham Stephan, his videos are actually legit and give a good overview and insight into the topics. reddit.com/r/realestateinvesting - wide range of questions about things you perhaps haven't considered yet biggerpockets.com/ perhaps grant cardone, i wouldn't buy his stuff but maybe he talks about some interesting stuff and makes you think big city-data.com, not really relevant for uk, but generally analysing the potential of neighborhoogs is a huge deal in re investing. But after all, the best thing about having money is freedom reddit.com/r/financialindependence/ or to dream big and feel small at the same time reddit.com/r/fatFIRE/ idk if you really asked for personal finance or the economy in general, but it was nice for me to revise all that stuff again but anyways still lots of useful information if you're looking for macroeconomics i'd look at Keynesian economics and the austrian school for two different approaches to economics. my favourite newspaper is nzz.ch but it's in german youtube.com/watch?v=bACcCreIGco really opened my eyes about how fucked the euro and germany is but it's also in german :/ on yt the money gps is interesting imo. very one-sided, but not false, reporting. He talks a lot about debt, and it's true that many countries (cough italy), companies and people are in too much debt despite the good economy. In combination with low interest rates the next recession can be really rough
2019-04-26 00:28
Sorry for your loss. It is a nice sum of money. Since you're so young most likely you do not have any like credit card debt or similar, else repaying debt should always be step 1. Step two is looking at what your plans are for life, depending on those the money might make for a change - like for example they could go towards funding a dream education or something. Or they can just be a nice reserve you put aside for rainy days and like an extra holiday or two while you study. Investing a good chunk in some form or another would be wise, but investing is a bit like buying lottery tickets. Unless you go for something really safe, there will always be a risk of loss and even the most "safe" on the stock market comes with risk. Was it not for Brexit real estate would likely be a safe bet and while likely still relatively safe, who is to tell what will come. My best suggestion is to diversify and also look at non-UK companies, but nothing is safe and what will happen with the pound might change things. A simple bet right now would to put the money in a Euro account, then once Brexit really hits the fan and the pound crashes you could exchange back and make some easy pounds. What ever you do - do not just put them all in investment. Take some and do something fun, just for the heck of it and because you can.
2019-04-25 19:51
I agree with the repayment of debt as the #1 step. As for the statement that investing is like buying lottery tickets that is completely false. The main thing for anyone with no idea about finance (he's almost 18 and from the UK so I'm assuming that he has 0 knowledge) is to avoid any risky investments now. So reading books about investing/finance/economics would definitely be a major plus. Another important thing to tell him is to still stay on with either work/or higher education, it can be very appealing for young people to think that they don't need to work just because they've inherited a decently sized lump sum of money.
2019-04-25 19:57
#217
 | 
Norway bruhfessor 
I dont agree with repaying debt #1 if interest is very small
2019-04-25 20:01
Well that would depend on the sum of the debt. Over time it compounds and that small interest grows. A typical 18 yr old can't get good interest because typically their credit score is crap. Besides that, there are also facts like nobody knows whether that sum of money he's intheriting is post-taxes.
2019-04-25 20:03
#223
 | 
Norway bruhfessor 
depends entirerly on the country. Currently EU has supported banks so much that the interest is barely a bit above inflation in many places. Like 0.4% inflation and 0.8% interest. In this kind of case it would be worth it to even take a loan to buy two apartments and just rent them out
2019-04-25 20:07
But that's only if you deposit money into the bank, typically credit to you, not to them. Debt is usually you owing to the banks. Credit cards in the UK for an 18 year old typically reach between 22%-30% APR. Or can you give me a link to that kinda interest because that's insanely low.
2019-04-25 20:09
#231
 | 
Norway bruhfessor 
credit card and apartment loans are entirery different. They have different interest rates depending on the loan. On my card the interest is 4,5% for credit cards. you have quite high in UK
2019-04-25 20:12
Do you have a link to show that 0.8% interest for apartment loans?
2019-04-25 20:14
#241
 | 
Norway bruhfessor 
There are no direct links. You negotiate it with bank officials. And they have calculators for risk and so on. If i was making a million a year and wanted 100k loan the interest would probably be 0.5%.
2019-04-25 20:16
But that would completely depend on your credit score. A 18 yr old in this example would have a terrible one.
2019-04-25 20:23
#254
 | 
Norway bruhfessor 
In UK, we dont have credit score
2019-04-25 20:23
You do however seem to have a score based on tax returns, known assets and late payment issues. I'm not entirely sure how it works yet, nevertheless that is quite interesting.
2019-04-25 20:27
immobilienscout24.de/baufinanzierung/fin.. in germany you can actually get 1.1% if only have it 5 years fixed which is laughably low
2019-04-25 20:26
i still wouldn't invest in germany
2019-04-25 20:33
Here is an article from a Danish newspaper (using Google translate): translate.google.com/translate?sl=da&tl=.. Btw. on credit cards. When you bank like you enough you can have a credit card with like two months of 0 interest, no fees and added bonuses like free travel insurance, lounge cards and the like. On the downside banks will charge you like 0.5% for having big money in the bank, who would have ever imagined that :-)
2019-04-25 20:32
Thanks for the article, that's actually wild. Also credit cards may be useful in order to build credit and as long as it's used as a debit card, don't get me wrong, however expecting a young person to use a credit card reasonably is very hard.
2019-04-25 20:37
#310
 | 
Norway bruhfessor 
well depends on the person, but generally credit cards are safer than debit cards if it is stolen
2019-04-25 20:54
I was more thinking about the discounts you get from them.
2019-04-25 20:55
#328
 | 
Norway bruhfessor 
due to the credit system if your card is stolen and someone orders 2k worth of stuff via credit card, then you can get your money back. For debit cards it is unlikely
2019-04-25 21:09
negative interest rates are the worst of statism... the next recession will be a thing man... artificially keeping this boom up so the overdue crush will be even harder and longer. But the ecb can't increase interest rates because italy is drowning in debt and other countries have to follow to stay competitive
2019-04-25 20:42
I hope I get his correct. Those rates are the result of Denmarks currency policy. We do not have the Euro, but we have a policy that the Danish kroner is to say within a very narrow value band linked to the Euro. So whit the world in turmoil and the Denmark seen as a safe harbor this let to foreign money following and buying Danish treasury bonds in a huge way, this in effect drivers up the value of our Kronor so the Danish treasury had to drive interest in buying down by lowering the interest rates even resolving to negative interest rates. Negative interest is weird, but it sure is an advantage for those here with debt as even normal bank loans do get low rates (no where close to negative though). About recession you are so right and some analysts are saying it is coming, only nobody knows when so wtf. is one to do with that! Not buy that new home or invest in the expansion one needs, should one convert ones loans to a fixed interest one perhaps only doing so means paying a higher interest while waiting for the rescission... maybe sell stocks and buy gold... lol
2019-04-25 21:04
Not gold, gold over the last couple of years has dropped in value by quite a bit.
2019-04-25 22:32
One could by now. If there is a market crash people tend to leave stocks for things like gold - on the other hand gold is boring compared to stocks. Maybe instead one should just buy some skins and try that :-)
2019-04-25 22:35
If you're into investing in skins go ahead, but you're a bit late to the party on that imo.
2019-04-25 22:38
You're likely right. To much of a gamble anyways - like bitcoin.
2019-04-25 22:52
In principal you're right. Like for example the interest on my flat mortgage is currently negative 0.23%, meaning that even with the admin fees and such the net interest is 1% so investing rather than repaying debt is what I do. However things like credit card debt, a small loan or something you bought in installments can have interest rates that are much higher meaning it makes more sense to get rid of that. Also lets say something terrible happens and the money he invests goes up in smoke, then it would hurt even more being left with some unpaid debt. It is a different situation if what you're gonna invest is the surplus from a steady income, then you know more money is coming so this then makes for long term planning of a different sort.
2019-04-25 20:14
#242
 | 
Norway bruhfessor 
that is why i said ”if interest is very small”.
2019-04-25 20:17
Yes, but the interest is unlikely to be very small given the circumstance.
2019-04-25 20:22
#252
 | 
Norway bruhfessor 
it is unlikely he has any debt at age 17
2019-04-25 20:23
Buy a house and just rent the house out. Not sure what prices you have in the U.K. but here you can easily make 800€ each month for doing nothing but collecting rent. When you are older you can move in there or just sell the whole thing since houses don't go down in value and even more likely to go up.
2019-04-25 20:04
"... houses don't go down in value and even more likely to go up." Except when the value does go down. A decade ago the housing market almost everywhere took a nose dive, people lost their homes, banks collapsed... Not saying it will happen. Most likely in the UK most houses will maintain their value despite of Brexit, but already some that invested in flats in London are less than happy so there is that. I for one would be really careful about where I bought real estate in the UK, and worth remembering is also that houses have running costs it wont all just be collecting rent.
2019-04-25 20:20
It's maybe not true for the U.K. because of Brexit, but investing in houses is a pretty save and easy way to make money I think.
2019-04-25 20:25
Mostly I would agree and most definitely long term. Only it is not as simple as say buying stocks, so sadly as with most things investing takes real money else to much goes up in fixed costs that are often the same for small and big investments.
2019-04-25 20:35
Streetwalkers and Benzoylmethylecgonine
2019-04-25 20:09
#229
720 | 
Germany felixlulz 
buy cocaine and hookers, best investment
2019-04-25 20:11
yes men
2019-04-25 20:12
#236
 | 
Ukraine niXoN|w1 
Start a real estate business.
2019-04-25 20:13
#237
 | 
Canada Surzz 
Sorry for your loss. As for the money, if you dont know what to do with it, just keep it all in a savings account I guess?
2019-04-25 20:13
you are lucky men))) 450K $ its f*cking alot u can buy huge house
2019-04-25 20:16
DA FUCK M8, how can he be lucky if his family members died?
2019-04-25 20:22
dude, its life, someone dies someone is born
2019-04-25 20:25
Bro he writed that his only 17, soon 18. How can he get all the money? It means his parents died when his only 17. Thats not how it should be!
2019-04-25 20:27
maybe not parents, maybe grandfather anyway
2019-04-25 20:28
Than that money should go to parents! But only if he doesnt have parents?? He might be living only with grandparents!
2019-04-25 20:29
Invest money into bank. I dunno how many % u got per year but if u dont need it now, just invest and u will get more money!
2019-04-25 20:23
#259
 | 
Russia iGNISKEY 
UNIVERSITY! Pay your fucking university bills. Go to Cambridge or Oxford or whatever best university you can find. Invest in your future and not into an expensive fucking car or house. They will not move you up the social ladder, education will
2019-04-25 20:26
Education is free nowadays
2019-04-25 21:06
#370
 | 
Russia iGNISKEY 
Not sure, if he can apply for the financial aid program. If he doesn't, then he'd have to pay a lot to study.
2019-04-26 00:32
I meant you don't need to attend university for an education. But I agree, that if he is going after a traditional job, putting that money towards college is his best move.
2019-04-26 00:45
Obviously put it in a bank account and use it as a savings account while you continue to study / work. you will earn money + have this money left over for a rainy day or your future kids. dont spend it
2019-04-25 20:26
#262
 | 
United Kingdom IgglePiggle 
350k isnt as much as it sounds, depending where in the country you live you could just about get a family home. best bet imo is take a bit to have some fun with (5k ish) and put the rest somewhere you cant get it like protected savings or isa. 20k in premium bonds wouldnt be a bad idea either I havent read the rest of this thread but im sure property has been talked about quite a bit already. I'm in the process of selling and buying a house and trust me now isnt the time to be doing it, prices are currently pretty low but theres no guarantee they will go back up and current government new build help schemes are fucking the second hand market just as much as brexit which is leading to a lot of people being up to their eyeballs in mortgage debt which is in turn fucking the mortgage market, so imo property = bad just by 2 cents
2019-04-25 20:26
You could live like 30 years with that money if u spend it well and not throw around throw it around!
2019-04-25 20:29
#281
 | 
United Kingdom IgglePiggle 
not without a decent job you couldnt, 10k a year isnt very much. I earn 35k a year and struggle to support my family (wife + 2 kids) you could buy a house to live thats a good investment as it gives you somewhere to live mortgage free. property as an investment in terms of making money off of it through rent or whatever is a bad idea in the current climate Also all the people saying buy an apartment, thats a terrible idea as that would come with things like ground rent service charges and a lease. basically throwing money away
2019-04-25 20:34
Well im from Latvia so 10k a year is pretty good for average person! Around 700euro per month. But in latvia u work to live not live to work!
2019-04-25 20:36
#297
 | 
United Kingdom IgglePiggle 
UK 10k isnt even minimum wage, 350k sounds like a lot and its a nice chunk but it can disappear fast if not spent sensibly
2019-04-25 20:44
Well yea, 10k is nothing so thats why we have -20k people every year so 350k for us would be BIG amount! UK salary is bigger than us in almost 1 week!
2019-04-25 20:51
#263
 | 
Austria ArmendZTC 
lol at all of the poor europeans calling a car a poor investment.
2019-04-25 20:27
Do u have some csgo gaming teams or gaming bars or academy where u can play csgo? cuz after summer i will study 1 year in Austria and i want to keep playing cs!
2019-04-25 20:31
#285
 | 
United Kingdom IgglePiggle 
a car is a good thing to have in terms of quality of life, but its a bad investment as it costs money to run and almost 100% sells for less than it cost
2019-04-25 20:36
#288
 | 
Austria ArmendZTC 
ok but why are you even thinking about selling this car lol... not everything is meant to be sold. its a car...
2019-04-25 20:37
#292
 | 
United Kingdom IgglePiggle 
I dunno i guess most people here are talking about investments, I'd look at it the same way as you but also gotta think about his age, insurance in the UK for a 17 year old is crazy which would probably put him buying some small engine hatchback. That car is definitely getting sold at some point!
2019-04-25 20:41
if you need a car to move you are probably poor
2019-04-25 20:46
#301
 | 
Austria ArmendZTC 
if you dont have a car you are most likely poor and dont have a social life.
2019-04-25 20:46
damn if this isnt bait man you should get a savings account with a good interest rate, if you dont know what they are look them up. theyre great when you have a lot of money just kicking about maybe invest a bit if you are a budding businessman treat yourself, most kids would love to have that much money lying around, dont go crazy and spent half of it, but a few grand wont go a miss
2019-04-25 20:27
spend all on bitches and go homeless #bestlife
2019-04-25 20:29
Thats the fucking best idea! Have good and alot sex, get aid's and fucking die happy!
2019-04-25 20:31
+1
2019-04-25 20:34
as far as i know the rents in london are so high so if you can end up with a house in london you can get enough monthly money to live some quite place in scotland or smth men
2019-04-25 20:35
#302
 | 
United Kingdom IgglePiggle 
house in london would be 800k plus at least, could maybe get a flat for 400k but the ground rent and service charge would be pretty high
2019-04-25 20:46
invest in an apartment.
2019-04-25 20:38
Save/invest 90% of it
2019-04-25 20:51
#307
rain | 
United Kingdom EKersh 
invest in jachcoin
2019-04-25 20:53
throw a party for hltv
2019-04-25 20:54
#311
tarik | 
United Kingdom Ehto 
Dont go on a spending spree. some friends will change if they know of your inheritance money. save it up until you have finished school/university so that you know what to do with the money.
2019-04-25 20:55
gold xD
2019-04-25 20:56
forget it exists and just ignore it.......
2019-04-25 20:59
#326
hyde | 
United Kingdom 0outof8 
Property or bonds
2019-04-25 21:06
#330
 | 
World corpophage 
Buy physical silver and invest a small portion of what you're comfortable losing into crypto.
2019-04-25 21:12
Obviously don't invest in England. Move elsewhere in Europe where the economy is more stable and invest or move to the US and invest it. The smartest thing anyone can do with large sums of money is invest in stock and store it in the bank. There is always a risk of losing it in an economic collapse but that's not likely to happen.
2019-04-25 21:12
#337
 | 
United Kingdom Consistent 
Surely the smartest thing to do is to let it gather interest as then there is literally no risk/fluctuation? Why would he spend so much money moving, that would just be lost money, plus his friends and family probably live in the UK so this seems like bad advice to me.
2019-04-25 21:25
Well yeah. I mentioned the stability of banks especially here in the US, I just forget to mention the fact that there is opportunity for interest to build up.
2019-04-25 21:25
#339
 | 
United Kingdom Consistent 
Ah okay, fair enough
2019-04-25 21:30
dude, inflation is higher than interest currently. he would lose money. not a lot tho, but still. better give it to google, microsoft and such companies and wait for it do double within 10 years ...
2019-04-25 22:00
#333
 | 
Poland DaVarrix 
put them in the bank for investment for e.g 1 year, you will get profit and you dont have to do anything with them actually at the time
2019-04-25 21:15
#334
 | 
United Kingdom Consistent 
I'm no expert but if I was you Id probably just let it gather interest. In a few years if you wanted to start a business or something that would be great seed money for it. Maybe talk to a financial advisor but I'd personally just let it gather interest. If you do that then at 2.5% interest (just an estimate) then you're getting £8500 per annum which is very good considering you're not having to work for it. I'd like to point out that I'm 16 turning 17 so my advice may not be good but my brothers an accountant so I've picked up some stuff from him, and in general numbers are really all I'm good for, so that's the best advice I could give. And sorry for your loss of course. Edit: If you're going to uni this year/next year then it also means you wont need student loans or anything. Just try not to over-spend I suppose.
2019-04-25 21:18
#341
 | 
Vietnam olaolakaka 
you are still young, store it in someplace/someone you can trust while you go out there find you want to do in life first.
2019-04-25 21:32
#342
 | 
Poland FitPolak 
Buy tons of books, education is the best invest.
2019-04-25 21:33
Dear Retarded_3Head_Brit im in the exact same situation. my father died in december. i only get 75k € tho but in addition 1200 sqm land + 1 ha wood. so its still very decent i guess. my plan is to build a house on the land i get so i dont have to pay freakin rent for the rest of my life. paying no rent is the biggest relief you can possibly get on this planet. why it is the biggest relief possible you say? because it gives you the status "FUCK YOU": youtube.com/watch?v=rJjKP8vYjpQ the VERY important part starts at 1:35. honestly ... this is the best advice i can give you. if you or your family already have a place where you can stay for like forever without any rent, then forget that. i mean ... you can still get a nice flat in a nice place and rent it to somebody else. that would literally be "basic income" for you without any hustle. or even better ... airbnb ... much more profit. if ur not into that things ... keep it. keep it all except some thousand bucks. put it into some good wall street papers like dow jones, nasdaq, google, microsoft, S&P Global 1200, MSCI Emerging Markets Index, MSCI World ... those are all too big to fail. your money will only get more. hope i could help you out. if ur not sure: just keep it until you turn lets say ... 30. thats usually a point in life where you have been through all the shit stuff and know whats going on on that planet. just dont waste it on shit stuff like whores, cars, drugs, gambling ... that would equal BURNING it.
2019-04-25 21:55
+1 real estate is a win-win
2019-04-25 22:07
You're not going to see this but, Dave Ramsey on YT gives a fair bit of advice to people that receive inheritances. One kid got around $2 million at a young age and he told him to invest in people that can team him about large sums of money, so a solicitor, an accountant, and a financial advisor I think it was, and he stressed to him to make sure they have a hear of a teacher GLHF
2019-04-25 21:51
#346
 | 
Brazil fuNNa 
First of all, sorry for your loss buy shares
2019-04-25 21:52
😎😎😎 open 150k cases 😎😎😎
2019-04-25 22:04
#351
 | 
Yugoslavia malikurac69 
how much are you taxing LMAO UK SOCIALISM
2019-04-25 22:05
Buy some real estate and rent it out.
2019-04-25 22:06
#354
 | 
Faroe Islands luciid^ 
thank you for the help guys
2019-04-25 22:07
So what's your final decision?
2019-04-25 22:08
#358
 | 
Faroe Islands luciid^ 
I will keep it in the bank and let interest grow until I finish University
2019-04-25 22:08
You should consider reading books about finance and investing while in university then. Also don't hold it in one bank in case it goes bust: moneyadviceservice.org.uk/en/articles/co..
2019-04-26 00:38
how much interest do you make in your account?
2019-04-26 00:42
Use it for the future
2019-04-25 22:09
Save the large majority of it for a couple of years and receive some interest, you're a bit too young to invest in my opinion. Sorry for your loss. Hope that the inheritance helps you well in life.
2019-04-25 22:10
buy real estate and invest in relative secure stocks
2019-04-25 22:11
#364
 | 
Indonesia fraus 
Buy skin man)))
2019-04-25 22:37
#368
 | 
Faroe Islands ruski_puski 
eh just put it in a savings account that pays a fairly low, but reasonable amount of interest. use it pay off your tuition fees if you're going to uni. don't listen to any of these "experts" telling you to invest into stocks/bonds/crypto/real estate. You're basically gambling the money at that point if you don't know what you're doing. Hope this helps and hope this money helps u in your life <3
2019-04-25 23:46
#371
 | 
Cambodia litdabber21 
NEET for whole life man
2019-04-26 00:34
neet rots your soul
2019-04-26 00:35
#373
 | 
Canada NELK 
and why do you get that
2019-04-26 00:36
#374
 | 
United Kingdom tomtmh 
just put it into the bank and dont touch till youre older?
2019-04-26 00:37
#379
 | 
Germany mosstt 
-2% annually
2019-04-26 00:43
#376
 | 
Germany mosstt 
buy a real estate or buy some different stocks with high dividends 440k should be enough to fully live from dividends (assuming 10% dividend yield), so you never have to work again but you will only have a mediocre life and there is always a risk if it involves stocks edit: dont invest everything in one investment (-category) unless you are super into a subject and even then ...
2019-04-26 00:42
10% net long term is veryyyyyyy optimistic
2019-04-26 00:42
#382
 | 
Germany mosstt 
even if you take less its possible to live from it
2019-04-26 00:45
4% is the general rule because you also need to deal with losses during a bear market, so at around 1000 gbp per month he has enough to survive (especially in the north) but that doesn't leave much for enjoying life
2019-04-26 00:50
You should probably speak with a financial planner. This site is full of 12 year olds.
2019-04-26 00:45
invest in yourself and a good education. improve your skills. and you multiply the money.
2019-04-26 00:48
#386
 | 
World deanezz 
Learn how to order drugs online invest 20/30k and buy it in bulk. Sell it and make x5 x10 what you spent. Spend 10/20k in fake accs/bots to gain rep in a website to sell accounts then you use that rep to scam people. Wait for astralis to go back to good and bet 10k in 1.1 every match they play. Buy 2 3 apartment and rent them with airbnb or whatever. 5 10 years doing this over and over you should have x3 x4 your money plus a good house and car
2019-04-26 00:53
go all in live bet on big
2019-04-26 00:57
You could buy a small apartment for yourself to live in and another one renting it out. You'll have a stable income and a place where you don't have to pay rent yourself.
2019-04-26 01:03
#418
 | 
Poland Gecuu 
Two apartments for 340,000 pounds ???
2019-04-26 13:39
#436
 | 
Other kaiske 
you don't have to buy it in UK, would be easy somewhere like Armenia
2019-04-26 19:01
you can buy a 2 bedroom flat in south london for 120k
2019-04-26 19:34
Buy a boat Kappa
2019-04-26 01:08
sounds like bullshit
2019-04-26 01:19
Help me pay my rent, I'm 2 months behind, I need £1800 by 1st of May or I'll get evicted edit: and I won't be able to play cs :(
2019-04-26 01:21
can i have soime
2019-04-26 01:26
I would put first put enough away to get a college degree, since you'll still need a job probably or you want to live poor without working and get bored to death. The rest I would put in savings and indexes so you'll have enough money later to maybe retire early or don't have a high morgage for a nice house.
2019-04-26 01:29
#402
 | 
Russia ViktorSteel 
gimme 100$ thanks :)
2019-04-26 04:10
dont fucking buy appartments like these idiots recommend. youre wasting your money. dont invest in the financial sector if you got no clue. i wouldnt trust any random financial advisor either. 1. buy some shit. in 2-3 years you might need a car, maybe an appartment. all the stuff for kitchen etc. 2. government bonds.
2019-04-26 06:13
Buy a house, so you have property for the next years, dont know how it is in brexit land, but property becomes more expensive Here every day. Also dont ask HLTV about this. Get a Professional buisnessman to Help you.
2019-04-26 06:40
Save it before you waste it like an idiot
2019-04-26 10:36
#412
 | 
Australia Tom_Delonge 
Buy a R34 GT-R M-Spec Nur for about 150k USD from Japan with very low kms (50,000 or less). Garage it and sell it for ridiculous amounts in 5-10 years.
2019-04-26 10:41
#413
 | 
Australia Tom_Delonge 
Also keep 10-20k of it to buy some shit for yourself or just general leisure activities, or maybe a used car. Lock all of the rest up for a couple of years in a fixed interest savings account and let it accumulate til your 20-21.
2019-04-26 10:42
#414
 | 
Other wtf_men 
Go buy dragon lore my friend))
2019-04-26 10:48
cocaine and hookers my friend
2019-04-26 13:35
#426
 | 
Morocco Azs 
" a bunch of hookers, and cocaine"
2019-04-26 18:52
invest in stocks thank me later, #blazeit
2019-04-26 13:59
Well you've pretty much answered the thread yourself already? You don't want to spend the money and don't want to invest it. Idk, what more can you do with money? Keep them just in bank, give away to charity? When I inherited a large sum of money some years ago I invested it in stock market and also bought an apartment.
2019-04-26 16:25
how much did you make on stocks
2019-04-26 19:00
about +80k euro from 2016-today, was a rough period october-november 2018 for me, but all in all it's been going well
2019-04-26 19:12
good job. and in percentage?
2019-04-26 19:22
Around 30% including dividends
2019-04-26 20:36
All in on tyloo
2019-04-26 18:50
#425
 | 
Morocco Azs 
buy hookers
2019-04-26 18:52
donate little money to homless people. it will be great job for easter days.
2019-04-26 18:53
#429
 | 
Morocco Azs 
yeah donate to them so they can buy more drugs
2019-04-26 18:57
how can they buy drugs if they dont even have enough food for living?
2019-04-26 18:59
#434
ropz | 
Czech Republic rusteD 
they dont have money for living because they buy drugs
2019-04-26 19:00
not everyone lives in lucky country where is food avaible for everyone.
2019-04-26 19:02
#439
ropz | 
Czech Republic rusteD 
ok baiter
2019-04-26 19:03
okay uneducated:d.
2019-04-26 19:04
#441
ropz | 
Czech Republic rusteD 
UK = underdeveloped country with no social system (c)MrBean444
2019-04-26 19:04
i dont think so man))
2019-04-26 19:05
#444
ropz | 
Czech Republic rusteD 
not everyone lives in lucky country where is food avaible for everyone. OP lives in the UK. and im the uneducated one LMAO
2019-04-26 19:05
u didnt even get my reply correctly. thats why u are uneducated.
2019-04-26 19:07
#448
ropz | 
Czech Republic rusteD 
yeah sure, 17 yo weeb
2019-04-26 19:07
even 17 yo can trigger u maan)
2019-04-26 19:09
#452
ropz | 
Czech Republic rusteD 
yeah i cant stand stupid people, go back to reddit
2019-04-26 19:10
whats your point?
2019-04-26 19:11
#456
ropz | 
Czech Republic rusteD 
that you belong to reddit
2019-04-26 19:11
well i dont)
2019-04-26 19:12
#435
 | 
Morocco Azs 
they did some experiments on addicted mice where they gave them meth and food, the mice chose meth 10/10 of times, that's how addiction works. if he wanna donate to the homeless he should donate food and clothes, not money
2019-04-26 19:00
thats true donating food is better. but that doesnot mean that homless are using drugs maybe some of them but not all.
2019-04-26 19:03
#443
ropz | 
Czech Republic rusteD 
yeah only 99,5 % of them are shooting up ://
2019-04-26 19:05
why are u fucking mad dud? u want to say that in africa kids have enough food and water? wtf are you guys saying thats fucking ilogical.
2019-04-26 19:06
#447
ropz | 
Czech Republic rusteD 
op lives in the uk retardo
2019-04-26 19:06
whats op retard? i am talking about homless people from poor countries.
2019-04-26 19:08
#451
ropz | 
Czech Republic rusteD 
op from the uk gonna go to africa to donate food, nice bait, cya weeb
2019-04-26 19:10
why should he go? there are lot of companies who is collecting donats from people. u are really brainwashed.
2019-04-26 19:10
#455
ropz | 
Czech Republic rusteD 
yeah sure :D :D :D
2019-04-26 19:11
yeah sure.
2019-04-26 19:12
#461
ropz | 
Czech Republic rusteD 
yeah send beans to africa xddd
2019-04-26 19:13
u are so annoying and mentally poor.
2019-04-26 19:14
#464
ropz | 
Czech Republic rusteD 
SEND BEANS TO AFRICA, KIDS ARE STARVING. IT DOESNT MATTER AFRICAN OVERBREED BUT SEND FOOD
2019-04-26 19:14
say that word to rich cunts. i already donating some stuff to poor people.
2019-04-26 19:16
#468
ropz | 
Czech Republic rusteD 
"rich cunts" ahaha leftie spotted. if you rather send them condoms and farming manuals instead of food
2019-04-26 19:17
maybe u should say that u are homless to? or want some drugs man) huhh
2019-04-26 19:21
#474
ropz | 
Czech Republic rusteD 
im not homeless and can buy drugs for my money that i earn by having a full time job.
2019-04-26 19:22
well than such a busy guy should know price of money. and u should know too that donating money to homless is kindness. but atleast i got lot of agression from u.
2019-04-26 19:24
#476
ropz | 
Czech Republic rusteD 
all i know is being a homeless in developed world is your own decision.
2019-04-26 19:25
like u have potential advices for african guys or what?
2019-04-26 19:26
#480
ropz | 
Czech Republic rusteD 
read my reply, read it once more. delete yourself and dont reply anymore.
2019-04-26 19:27
u dont even know what does capitalism means in this world.
2019-04-26 19:27
#481
ropz | 
Czech Republic rusteD 
prosperity and awesome opportunities.
2019-04-26 19:27
awesome yeah? :D okay. thats my last words here and i wish u to increase your education, goodluck buddy!.
2019-04-26 19:29
#486
ropz | 
Czech Republic rusteD 
im not your buddy.
2019-04-26 19:29
be thankful to god that u are not poor, atheist bastard.
2019-04-26 19:30
#493
ropz | 
Czech Republic rusteD 
im very thankful that i can experience capitalism and that communism was already beaten in my country so we dont have confused lefties here.
2019-04-26 19:48
okay goodluck.
2019-04-26 19:49
Warning fake! /close
2019-04-26 18:58
#432
 | 
Other kaiske 
Use BOOM.COM broker for global investment
2019-04-26 18:59
#463
 | 
Croatia gmchanger97 
Go to financial advisor and invest in most stabile bonds and or forex instruments/stocks/options to hedge your investments so you never lose big amounts of money even though it would be hard to lose anything on investments on triple A bonds.. also invest some money on more material investments like gold/oil/properties etc. Find really good investment or financial advisor and he probablz do you a good job.. im also investment trader but only junior level so i dont do hedging with relativily large amounts of money like that but i agree with you about brexit.. dont hedge in sterling or british stocks is my advice
2019-04-26 19:14
#465
klown | 
Oceania 9fiesta 
I would gamble like withdraw 5k and try to make it to 20 just for fun if u lose dont do it again )))))))))))))))))))))))))))))))))))))))))))))))))))))))))))
2019-04-26 19:14
Go to roulette All in in red/black, u choose. ez more money
2019-04-26 19:16
#469
 | 
Colombia AlejoBuh 
Use it for ur university and try to buy a home
2019-04-26 19:18
If you're looking for long term, I would suggest real-estate. But that might be quite difficult with your age. So I would suggest you go to your banker, they can make an investement profile that fits you. Then they will give you an amount of suggestions of funds you want to invest in. I get about 5%-10% a year profit, which is average... Only join the stock market when stocks are low priced, because of a global fear. That's the moment you want to buy...
2019-04-26 19:27
#485
 | 
Ireland trumptastic 
epics.gg
2019-04-26 19:29
2019-04-26 19:32
#498
s1mple | 
Europe SQXZAF 
All in VP
2019-04-27 02:00
WARNING! Most people in this thread are bored 16 yo's pretending they know things about investing while they're waiting between MM matches. Most of the advice in this thread is only good for it's entertainment value.
2019-04-27 03:38
Invest but not in UK companies if you are afraid. Imagine a very safe investment of 300k, with 3% return (very safe, low returns). It is 9k/year doing nothing. Reinvest those returns as soon as you get them. In 12 years, when you turn 30 you will have : 300k x (1+0.03)^12 = 427k, with a return of 12k/year by doing nothing. Almost half the UK average salary. And if you still invest those returns then it will keep growing Now I said 3% because as I said the lowest the safest and you might not want to risk anything as you don't know this subject. Added to the fact I didn't took inflation in this calculation, but assuming a 1.5% inflation each year, it would mean a return of 4.5% a year for the same number in constant value. Also I don't know UK's laws about taxes on financial income but I believe they must be very low if not inexistant with your country reputation. If you don't invest it, then every years it lose value according to inflation. TL;DR : invest, even safe and low return : it will prevent your money to lose its value due to inflation and you will earn money by doing nothing.
2019-04-27 04:03
Ofc ask professional people their advice (not just one, several to compare their offer and avoid scams) don't go yolo alone by knowing nothing
2019-04-27 04:04
wouldnt 300k worth of real estate yield more returns in rent
2019-04-28 01:14
Real estate is really dependent of local market price of rent and buy, market change expectation and laws of where you buy it. Depending how much local taxes cost, if you have to pay an agency, a lawyer, how much its upkeep cost (depending of law about who has to upkeep it) co owner cost, etc... As it is less liquid than financial investment it is also much more dependant of the politic, and in his case, Brexit. And finally it is possible but it look like an all-in for him with all his egg in the same basket as 300k might sounds like a lot but not that much when it comes to buy real estate. In France, with 300k euros I would advise people to put some of it in SCPI (between 50 and 100k for exemple): they buy part of real estate with other people. It allows to split the risk and also to only put a limited amount of your total investment in real estate. But I don't know if such kind of organisation exist in UK. Also I wouldn't recommend him to buy a house for himself as he is only 17 and he might want to live somewhere else as he get a bit older (just to go study for exemple).
2019-04-28 02:26
#508
NAF | 
Canada fIy 
hire a financial advisor if you want real advice
2019-04-27 03:56
#509
JW | 
Sweden greveNse 
Buy cocaine in bulk in some South American country and smuggle it back to the UK and cut it 5 times, ez money
2019-04-27 04:01
Education
2019-04-27 04:57
Rule no 1: HLTV forum is not a good place for seeking financial advice, even if there are handful of people in this forum who really know and are legit. Rule No 2: Ask your PARENTS to help regarding this matter. Even bffs or close relatives can't be trusted 100% in today's world. Maybe you could seek a financial advisor, as many people mentioned in this thread. Ensure that he's legit and can be trusted.
2019-04-27 06:49
(If you actually own that money and you're actually 17) Take that gap year or two that people take after high school in EU countries. We don't do that in the US a lot, hence why I'm mentioning it. For a few months, do whatever without spending more than you need to. Keep in mind that you want to find out what you want to do with your life, go to a university if what you want to do is helped through a degree, and don't buy a new car. And yes, it would be cool to treat yourself to a dream knife, but I personally have self control with not buying new skins and only sticking to the ones I won't ever want to get rid of. Smoke some pot, have a couple drinks, and don't blow money like a retard.
2019-04-27 07:13
I'm not gonna tell you to invest or put money into a savings account. I have no idea what you want to do in life, nor do I even know if you're gonna read this, nor would I care if you don't. I'm here at 1:14 in the morning, i'm just bored because I don't know if I want to pug or not
2019-04-27 07:15
#538
 | 
Croatia mds818 
Well, there's nothing wrong with buying a car(not state new or old, it depends ont he price..) if he's not an idiot and if he likes cars imo
2019-04-28 01:06
I mean yeah get a car, I just wouldn't get it new.
2019-04-29 02:04
#520
 | 
Czech Republic _s0 
just buy furia holo stickers
2019-04-27 19:47
Life is so fucking unfair..
2019-04-27 19:47
#525
 | 
Other Phinks 
Why?
2019-04-27 20:00
#522
 | 
Other Phinks 
Immobiliare
2019-04-27 19:51
Buy land in some country.
2019-04-27 19:53
Set up a plan and some years of deadline for yourself to learn and explore what you can do.
2019-04-27 19:59
Hello mate. Today, even family members betray each other for money To reveal to ANYONE of the amount you have and to take advice from others is simply inviting theft or in worse case, you know what. Stay safe. Have a safe secure house first and with the rest...just save them for some years and in case your career gets pretty well, you can donate a decent amount to charity(make sure you help as many people as you can while donating the money). You can save some amount for yearly trips and vacations with your partner. You can surely make someone's life special with what you have now. Use it wisely, decide yourself. There are hell lot of choices open for you but remember it is our choices harry that show what we truly are.
2019-04-27 20:04
Hello mate. Today, even family members betray each other for money To reveal to ANYONE of the amount you have and to take advice from others is simply inviting theft or in worse case, you know what. Stay safe. Have a safe secure house first and with the rest...just save them for some years and in case your career gets pretty well, you can donate a decent amount to charity(make sure you help as many people as you can while donating the money). You can save some amount for yearly trips and vacations with your partner. You can surely make someone's life special with what you have now. Use it wisely, decide yourself. There are hell lot of choices open for you but remember it is our choices harry that show what we truly are.
2019-04-27 20:04
simple if ur recent family member passed he would like a good grave would he ? invest also for your family rest save after passing money u pass another family member the money
2019-04-27 20:11
#537
 | 
Croatia mds818 
u have to wait for years before u can make a grave doe
2019-04-28 01:03
#530
 | 
Finland Abecsgo 
Actually same happend me, even almost same amount of money. I just bought with my parent (Mom) 2-3 apartaments with that money. and i have still like 100k. Now im landlord on 3 apartaments. im living with my mom and im going to buy new apartament after school, and buy nice car lmao :D
2019-04-27 21:09
hey can I have 9000$ I want to buy myself an audi a4
2019-04-27 23:49
#536
 | 
Croatia mds818 
Yeah, you're kinda young but what I'd do.. Get myself a house and a proper car(we're not talking about some lambo or smth, a car which you want.. over.) and pretty much "save" the rest and work
2019-04-28 01:02
buy skins!
2019-04-28 01:23
#542
 | 
Brazil 9Rain 
Just get rid of this, so you won't have anything to worry about haha
2019-04-28 01:27
Invest In Puma and under armour stocks. Don’t buy property in the UK for the next 7 years.
2019-04-29 15:23
college, real estate. Also remember investing is about consistent payments over a long period of time not just going in at the right time
2019-05-03 00:43
Login or register to add your comment to the discussion.