You know that we don't become rich just by being hardworking and innovative right?
The wealth concentration is at its historical peek because we entered an era where only finance is making real leverage profits. So only the one with huge capital at the beginning has the power to multiply it.
Also the dividends are the highest ever recorded meanwhile wages and salaries are stuck to 2009 levels.
To summarize, we entered the latest stage of capitalism where work doesn't pay anymore. It only allows you to sustain your worker condition (so you keep working). The next (and last) shift will be the loss of property. Soon we will enter a world where everything is on loan or lease. When autonomous car services will arrive we won't be able to buy and own one, it will all be via an app to order a trip from a to b like Uber but without the driver. Same for almost everything you own.
When you don't own your house or apartment, when you can't go somewhere without paying, when you can't see a show or have some fun without paying, when you can't see a doctor without paying, when you can't listen to music without paying, ... You better get the cash or you'll be out of society quick. The only human values will be the capital and the working force.
And the last years new regulations at work are aweful, less protection of the worker, less right to protest and negotiate, less transparency, increased working time (except in NL), ...