This talking is so fucking dumb on so many levels.
First, literally no one is talking about bank balance; no one EVER is whenever someone brings this up. It's a comparison of net worth, it states it pretty plainly. Second, this fucking gobbledygook doesn't even make sense. Because it was take him decades to sell his stock, his net worth & cash will actually be far, far greater than the current valuation, so this talking point actually works against you.
You morons always say this shit to sound smart. Literally NO ONE thinks it's all in a bank account. We all took econ 101. Please shut the fuck up